This website https://www.thejfcompanyltd.com/investment (“Site”) is maintained by THE JF COMPANY LIMITED for information of the user (“User”) of the Site. By continuing to access this Site, the User accepts and agrees to be unequivocally bound by all such terms and conditions (“Terms”) as set forth hereinafter. Upon continuing access, the User further agrees to the exclusion and limitation of liability as stated below and accepts them as reasonable. The User agrees to read these Terms carefully. In the event the User does not agree with any of these Terms, the User agrees to not use or access the Site. If any of the clauses in these Terms are found to be unenforceable under applicable law, such clauses will have no bearing on the enforceability of the rest of the Terms.

The Site displays information relating to service offered by THE JF COMPANY LIMITED and general information. The Site also may provide links to other related sites for the convenience of the User.

The Site is for the use of residents of Barbados and Barbados businesses. Any person who come in the possession of any scheme related documents are required to inform themselves about and observe any such restrictions and / or legal / compliance requirements.

1. Conditions for Use

The User of this Site may download materials, data etc. displayed on the Site for non-commercial and/or personal use only. The User may not, however, distribute, modify, transmit, reuse, report, or use the contents of the Site for public or commercial purposes, including the text, images, audio and video without the written permission of THE JF COMPANY LIMITED. Any usage of such materials, data etc., for such unauthorised purposes shall entitle THE JF COMPANY LIMITED to adequate remedies under law, including but not limited to damages and monetary claims.

The User agrees to not use the Site for any purposes that may be deemed or is unlawful, illegal or is forbidden by these Terms, or any local laws or regulatory regulations that may be applicable to the User and / or THE JF COMPANY LIMITED. THE JF COMPANY LIMITED at its sole discretion, at any time and without advance notice or liability, suspend, terminate or restrict any User’s access to all or any component of the Site. User agrees to disclaim any rights or remedies in law or otherwise in case such access to this Site is terminated or restricted.

The User shall not post or transmit to or through the Site (i) any unlawful, threatening, libellous, defamatory, obscene, pornographic or other material or content that would violate rights of publicity and/or privacy or that would violate any law or that harms minors in any way; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising, or marketing of any good or services); (iii) any material or content that infringes, misappropriates or violates any copyright, trademark, patent right or other proprietary right of any third party; (iv) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource; (v) threatens the unity, integrity, defence, security or sovereignty of Barbados, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting to any other nation; (vi) impersonates another person; or (vii) is illegal in any other way. The User shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from the Userʼs posting of content to this Site.

The User acknowledges and agrees that THE JF COMPANY LIMITED, its licensors or relevant third party content providers (if any), own all rights, title and interest in and to the Site, including but not limited to any intellectual property rights which subsist in the Site (whether registered or not). The User shall not delete, modify and/or otherwise interfere with copyright or other intellectual property rights displayed on the Site.

By accessing the Site (i) the User confirms that the User shall comply and be bound by all applicable laws in Barbados and (ii) the User agrees to be bound by the terms and conditions of these Terms, as maybe modified by THE JF COMPANY LIMITED from time to time.

The User will be responsible for all use of the Site by the User and for the purposes of law it shall be deemed that any access to the Site using User information (including but not limited to User’s log in id and password), with or without THE JF COMPANY LIMITED’s permission, is being made by the User. The User shall be responsible for all acts and omissions made via User account and for the maintenance of confidentiality of any log in information and secure access credentials associated with the User’s access to the Site.

2. Disclaimers

Internet software or transmission problems may produce inaccurate or incomplete copies of information or materials that maybe downloaded and displayed on a User’s computer. THE JF COMPANY LIMITED is not liable for any damages, changes, or omissions that occur during transmission of information and materials.

Despite all possible security measures that THE JF COMPANY LIMITED takes to keep the Site free from hacking and other interference, the Site like any other website is not entirely free from such risks. THE JF COMPANY LIMITED disclaims all liability on account of any loss or damage that the User may suffer or incur on account of any alteration or manipulation of any data or information that may be accessed or downloaded from the Site and/or the transmission, through the use of the services or information of a computer virus, other computer code or programming device that might damage, corrupt, deactivate, disable, disrupt, or otherwise impede in any manner such services or any of the User's software, hardware, data or property. THE JF COMPANY LIMITED shall not be liable for the correctness, accuracy or reliability of the data and/or uninterrupted/ error free provision of the service.

THE JF COMPANY LIMITED its directors, employees, agents will not be responsible for any liability in respect of any person/entity directly or indirectly suffering any consequential losses, damages or claims of whatsoever nature in contract, tort or otherwise as a result of any short-coming, defect or inaccuracy inadvertently crept in the Site and/or otherwise using the information available on the Site in any manner.

THE JF COMPANY LIMITED is under no obligation to accept any investment proposal submitted to them. Any decision to decline or not respond to a proposal shall not give rise to any liability or claim for damages of any kind. By submitting a proposal, the User acknowledges and agrees that the JF COMPANY LIMITED disclaims any responsibility or damages arising from the non-acceptance or rejection of such proposals.

THE JF COMPANY LIMITED may at any time, and its sole discretion discontinue and/or amend /modify the terms and conditions of the services/facilities offered on the Site in part or in whole without any notice to the Users.

3. Intellectual Property Rights

Copyright, patent, trademark and/or other intellectual property rights in this Site and the information/data contained herein are owned by THE JF COMPANY LIMITED, its licensors or relevant third-party content providers. Except as expressly permitted by THE JF COMPANY LIMITED, the User may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit such information/data/materials or any of the services provided in any manner. It is to be distinctly understood that the products being offered on this Site have not been recommended by THE JF COMPANY LIMITED. Any breach of Intellectual Property Rights shall entitle THE JF COMPANY LIMITED its licensors or relevant third-party content providers, adequate remedies under law, including but not limited to damages and monetary claims.

4. Compliance with laws

The User undertakes to comply and be bound by all applicable laws, regulatory and statutory requirements in Barbados. These Terms shall be governed by, and construed in accordance with, the laws of Barbados without reference to the principles of conflict of law. Any dispute arising out of the use of this Site and/or any of the services/facilities offered shall be subject to the non-exclusive jurisdiction of the Courts of Barbados. The User expressly consents to the personal jurisdictions of the said courts and waives any objection to such personal jurisdiction based on forum non conveniens or any other basis.

5. Password protected areas

Access to and use of password-protected and/or secure areas of the Site are restricted to authorized users only. The User should not obtain or attempt to obtain unauthorized access to such parts of the Site which shall be deemed to be a strict violation of these Terms and entitle THE JF COMPANY LIMITED to adequate legal remedies.

6. Personal Information Transmission

The use of the Site may involve the transmission of information, including personally identifiable data about the User. By the use of this Site, the User consents to the transmission of such information by electronic means to third parties without any breach of applicable Data Protection Laws which may be in force from time to time. However, your right to use the Site is not transferable. Any password, right or access given to you by THE JF COMPANY LIMITED to obtain information or documents is not transferable to any third party by the User. The User agrees that THE JF COMPANY LIMITED is compliant with all data protection laws as maybe applicable and agrees to be bound by the Privacy Policy of THE JF COMPANY LIMITED available on this Site.

7. Social media terms of use

THE JF COMPANY LIMITED (jointly hereinafter referred to as "we", "us", or "our") has a social media presence on social media sites such as Twitter, Facebook, You Tube, LinkedIn (“Social Media Page/Profile”). These Social media terms of use (“Terms and Conditions”) advises every person who visits the Social Media Page/Profile of THE JF COMPANY LIMITED or tags us.

By accessing, viewing, posting, copying and/or duplicating any content to and/or from any of the Social Media Page/Profile of THE JF COMPANY LIMITED  on the internet, you accept, without limitation or qualification, the Terms and Conditions of our Site, as well as any other terms of use required by the underlying social media site (e.g., any terms of use required by Facebook, Twitter, YouTube, LinkedIn etc.). Your usage of the Social Media Page/Profile or tagging us may be subject to the Terms and Conditions of Use and/or Privacy Policy for our Site.

Users should be aware of the applicable laws and regulations of their respective jurisdictions prior to accessing the Social Media Page/Profile or prior to tagging us and the Users shall solely be responsible for compliance thereof. If you do not agree to and do not intend to be legally bound by these Terms and Conditions, Privacy Policy and/or the terms of use of the underlying social media site, please refrain from viewing or posting any content to any of the Social Media Page/Profile or tagging us. Any User accessing Social Media Page/Profile or tagging us shall be deemed to have accepted and agreed to be legally bound by these Terms and Conditions, Privacy Policy, and the terms of use of the underlying social media site.

By posting contents to any Social Media Page/Profile or tagging us, you understand and acknowledge that this information is available to the public, and that THE JF COMPANY LIMITED may use this information for internal and external purposes. Please note that other participants may use your posted information beyond the control of THE JF COMPANY LIMITED. If you do not wish to have the information you have made available via the Social Media Page/Profile or tagging us, used, published, copied and/or reprinted, please do not post on the Social Media Page/Profile or tag us.

THE JF COMPANY LIMITED does not make endorsements vide its Social Media Page/Profile. We may post or share information on our Social Media Page/Profile which we find useful or relevant, but this does not constitute an official endorsement or recommendation on behalf of THE JF COMPANY LIMITED. Any content, including posts, pictures, responses, and videos, on our Social Media Page/Profile should not be considered an advertisement, endorsement, solicitation, financial advice, or offer to sell any products or services of THE JF COMPANY LIMITED or of any other third parties.

Accessing our Social Media Page/Profile or your coming into possession of any contents posted thereon or tagging of us shall not be construed as a solicitation to buy or an offer to sell, or a recommendation for a security or any other product or service to any person. No material posted by THE JF COMPANY LIMITED on its Social Media Page/Profile is intended to be a complete analysis of every material fact regarding any market, industry, investment, strategy, or otherwise. While we may occasionally include links or references to other sites or third parties on our Social Media Page/Profile, we are not responsible for, do not endorse or guarantee, or accept any responsibility for the privacy policy, availability, contents, or accuracy of any such sites/third parties. Third parties may post or share information on our Social Media Page/Profile. We do not endorse or guarantee the accuracy of the content posted by others.

We will never solicit or ask for personal information, such as Bank Account details, etc., through our Social Media Page/Profile. Do not post or send sensitive personal, confidential, or financial information on our Social Media Page/Profile or by tagging us.

THE JF COMPANY LIMITED reserves the right to delete comment(s) and content(s) for any reason including comments and content that we, in our sole discretion, believe may be unlawful, abusive, offensive, or inappropriate.